We built the financial product
we needed when we were broke.
ObamaGains is a small team of engineers and former bartenders / cashiers / line cooks who got tired of watching wealth-building tools price out the people who need them most.
Built for the people who got skipped
Half of American adults can’t cover a $400 emergency. The financial industry treats those people like a marketing afterthought. We built the product they got skipped on.
Aligned, not extractive
We make money when you make money, and we charge $1.99/month flat above $1k. We don’t take a cut of your returns. We don’t sell your trade flow. We don’t hide costs in spreads.
Slow money, on purpose
We don’t want you day-trading meme stocks at 2 AM. The bots are designed for quiet, patient compounding. The most boring product in fintech, deliberately.
The story
ObamaGains started as a group chat. Three of us: a backend engineer laid off in the 2023 tech wipeout, a former community college financial-aid counselor, and a quant who quit their hedge fund the week the firm bought its third boat. We were complaining about the same thing: every wealth-building product on the market quietly assumed the user had a five-figure cushion.
We tested the cheapest robo-advisors. Most of them needed $500 to start — a number that made the product useless to roughly half of all Americans. The ones with no minimums made up for it with subscription fees that ate small balances alive. A $3/month fee on a $200 portfolio is 18% APR in pure drag.
So we built ObamaGains. Five-dollar minimum. Free below a thousand. Same algorithmic trading the rich pay six figures for. We named it after the meme because honestly the market needed the joke. Hope and change. Compound interest. Same thing, basically.
“Yes we can.” — a guy